Save your money!
MasterCard’s are the best things that happened to shop-o-holics or so they thought! It is great that you need not carry cash everywhere but then you tend to go overboard with your spending and then before you realize you have tons of bills to pay and no money left!
I know many who suffer from this situation. I would suggest such people get hold of a Prepaid MasterCard. It is similar to a regular MasterCard but then you will have to keep recharging it as it will be working only till a limited amount filled in by you. So you know how much you are spending.
Similarly you can get a Prepaid Debit Card and a Prepaid Credit Card. These are similar to regular cards and can be used in ATMS too. but they do not offer all facilities like a regular card. But it is anytime better than going over board with expenses. With these you will at least know how much you are spending. So all those shop-o-holics out there, go to your banks immediately and enroll yourselves for one like these above.
It will make you happier and you wont be poor again!